Does Geico Price Match? Get the Best Car Insurance Deals

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Geico is a leading car insurance provider that offers competitive rates and discounts. But does Geico price match other insurers? Read on to discover the answer and how to get the most value from your policy with us.

If you are looking for car insurance, you might have heard of Geico. Geico claims to save you 15% or more on your car insurance, but does Geico price match other companies? In this article, we will answer this question and explain how you can get the best deal on your car insurance with

1. Does Geico price match?

No, Geico does not offer price matching or price guarantee for its car insurance policies. This means that you cannot ask Geico to lower your rate if you find a cheaper quote from another insurer.

2. Geico Price Adjustment Policy

Even though GEICO does not price match, it does have a price adjustment policy. This means that if you are already a GEICO customer and you find a lower rate from another company, you can request a review of your policy and see if you qualify for a lower premium. However, there are some requirements and exceptions for this policy.

  • Requirement: You must have been with GEICO for at least six months and have no claims or violations on your record.
  • Exception: You cannot request a price adjustment if you have made any changes to your policy, such as adding or removing drivers, vehicles, coverages, or discounts.

3. How to Get a Cheaper Price Without Price Matching

If you are not satisfied with GEICO's price adjustment policy or if you do not qualify for it, there are still some ways to get a cheaper price on your insurance without price matching. Here are some suggestions:

  • Shop around and compare quotes from different insurance companies. You can use online tools or agents to help you find the best deal for your needs.
  • Review your policy and see if you can adjust your coverages, deductibles, or limits to lower your premium. However, make sure you do not compromise your protection or liability in case of an accident.
  • Ask for discounts. GEICO offers many discounts for various factors, such as safe driving, good grades, military service, loyalty, bundling, and more. Check their website or contact them to see what discounts you are eligible for.
  • Pay your premium in full or set up automatic payments. GEICO charges a fee for monthly payments, so paying in full or using automatic payments can save you some money.

geico price match



In this article, we will answer some frequently asked questions about Geico's price matching policy and how it affects your coverage.

Does Geico price match other insurance companies?

Geico does not offer a price match guarantee for its car insurance policies. Geico sets its rates based on various factors, such as your driving history, location, vehicle type, and coverage options. Geico claims that it offers competitive prices and discounts for its customers, but it does not match or beat the quotes of other insurers.

Does Geico price match online quotes?

Geico does not price match online quotes either. Geico's online quote tool is designed to give you an estimate of how much you would pay for a policy with Geico, based on the information you provide. However, this is not a final or binding offer, and your actual rate may vary depending on additional details and verification. Geico does not honor or match the online quotes of other providers.

Does Geico price match after purchase?

Geico does not price match after purchase as well. Once you buy a policy with Geico, your rate is locked in for the duration of your term, unless you make changes to your policy or have a claim. Geico does not adjust or lower your rate if you find a cheaper quote from another insurer after you purchase your policy.

How does GEICO compare with other insurers in terms of customer satisfaction?

According to the 2020 J.D. Power U.S. Auto Insurance Satisfaction Study, GEICO ranked above average in overall customer satisfaction among large insurers in six regions: California, Central, Mid-Atlantic, New England, Northwest, and Southwest. GEICO ranked below average in two regions: Florida and North Central. GEICO also ranked above average in the 2020 J.D. Power U.S. Auto Claims Satisfaction Study.

How does GEICO compare with other insurers in terms of financial strength?

GEICO has an A++ (Superior) rating from A.M. Best, which is the highest rating possible. This means that GEICO has a strong ability to meet its financial obligations and pay claims. GEICO is also a subsidiary of Berkshire Hathaway, one of the largest and most stable companies in the world.

How can I compare GEICO's rates with other insurers?

The best way to compare car insurance rates is to shop around and get quotes from multiple insurers. You can use online tools, such as comparison websites, to get an estimate of how much you would pay with different insurers. You can also contact the insurers directly and ask for a personalized quote. Make sure to compare the same coverage levels and deductibles when you compare rates.

What discounts does GEICO offer?

GEICO offers a variety of discounts that can lower your car insurance premium. Some of the discounts include:

  • Good driver discount: You can save up to 26% if you have a clean driving record for at least five years.
  • Multi-policy discount: You can save up to 25% if you bundle your car insurance with other policies, such as homeowners, renters, or motorcycle insurance.
  • Multi-vehicle discount: You can save up to 25% if you insure more than one vehicle with GEICO.
  • Military discount: You can save up to 15% if you are an active duty, retired, or reserve member of the U.S. military or National Guard.
  • Federal employee discount: You can save up to 8% if you are a federal employee or a member of certain federal groups or organizations.
  • Student discount: You can save up to 15% if you are a full-time student with a B average or better.
  • Vehicle safety discount: You can save up to 40% if your vehicle has certain safety features, such as airbags, anti-lock brakes, or anti-theft devices.

Does Geico have a loyalty program?

Geico does not have a loyalty program that rewards its customers for staying with them for a long time. However, Geico does offer various discounts and benefits for its customers, such as multi-policy, multi-vehicle, good driver, good student, military, federal employee, and more. You can check Geico's website or contact their customer service to find out what discounts and benefits you may qualify for.

Does Geico have a referral program?

Geico does not have a referral program that pays you or gives you a discount for referring new customers to them. However, Geico does appreciate word-of-mouth recommendations and positive reviews from its satisfied customers. You can share your experience with Geico on social media, online platforms, or with your friends and family.

Does Geico have 24/7 customer service?

Geico has 24/7 customer service that you can reach by phone, email, chat, or social media. You can contact Geico's customer service for any questions, concerns, or issues related to your policy, coverage, claims, payments, discounts, or more. You can find the contact information of Geico's customer service on their website or app.

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Jennifer Hunter
Jennifer Hunter
Jennifer Hunter is a senior editor for covering deals, coupons, apparel, accessories, and pets.