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chime.com Reviews

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3.7 / 5

Average user rating

12380

Total reviews

Why these reviews matter

We aggregate and refresh feedback continuously so you can gauge real customer experience and service quality for chime.com.

Score

3.7

out of 5

Good

12.4K Reviews

5

66%

4

7%

3

3%

2

2%

1

22%

Brands may not incentivize or pay to hide reviews.

chime.com Reviews

Read real experiences from customers of chime.com.

Brands may not incentivize or pay to hide reviews.

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Jannette King Bush

April 8, 2026

I love this card so so much it's my…

I love this card so so much it's my favorite and I can save on see everything I do on this card

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Jimmy Price

April 8, 2026

I'm leaving this review because chime…

I'm leaving this review because chime is a bad app to deal with I had a bad experience with them when someone took money out my account and I didn't approve it and I called in and told them about it had them blocked the merchant gave them all the transactions that the company had took out my account they blocked the company I just got a bad review back about they turned me down and then give me about none of my money time needs to be shut down and I'm putting on every social media letting people know what some people probably do know already about how time is when somebody takes money out your account and you don't approve it when you try to get it back then turn you down that's bad business so with this being said with this review going out to everybody you better watch yourself and don't don't fool with time

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Ryan Garza

April 8, 2026

Chime helps me in soo many ways

Chime helps me in soo many ways. From the Spot me to Mypay advance, and now a credit line? Not to mention i dont get paid 2 days early. I get paid usually a week early. Can't say the same about any other banking apps!

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Brett St Amand

April 8, 2026

Change Verification Rules Most of my Experiences w Chime are…

Most of my Experiences w Chime are Great.. I Trust them So much that I Receive ALL my 3 Gov Checks here … But I Almost Moved my $3762 to Another APP.. When They Lost my Phones and had No Good Drivers License to Verify ID.. I’m Very Upset that my Military ID wasn’t Acceptable!! There Are 40,000,000 Million Miltary IDs .. … Slso The Xall Centers are 95% OverSeas and there is No Guman Element Every Supervisor R ads Only Drom Rule Book Also Vreate 3 SecurityQuestions to Verify

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Tina Burns

April 8, 2026

Best way to do your finances

I can always access my account. Very detailed information about where my money goes. I get paid earlier than most banks. With the spot me I actually can eat all month and never run out of gas. They are helping me to repair my credit. Couldn't live without Chime

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Daniel Pearson

April 8, 2026

In times of need

It has helped me in times when I need money right away. And helped me be better a managing my money a lot better. Thanks chime. You have been a life saver.

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Keisha Williams

April 8, 2026

I was scammed by someone that used…

I was scammed by someone that used Chime. I know I can't be the only one. The issue I have is I'm sure Chime could investigate the activity on the scammer's account and compare complaints. They use addresses and IDs to get an account. Instead, they look the other way and allow it to continue. I was able to find the name and state of the scammer and will be filing a police report. But Chime should shut down scammer accounts.

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Rita Pugh

April 7, 2026

I started with Chime due to so many…

I started with Chime due to so many overdraft fees, I was always in the negative with my bank, With Chime I have not only been doing better with my overdraft fees they have also helped my on my credit score. I went from a 420 to uper 600sI even have both my sons, friends & other family using Chime.Thank you for being there when I needed the help

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Kenneth Robertson

April 7, 2026

Love chime

Love chimeIt's helped me greatlyIt's improved my credit scoreIt's helped me balance my billsAnd it looks out for me when I don't have any money

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Jessica Rodriguez

April 7, 2026

For some reason my boss sent $20 and…

For some reason my boss sent $20 and only $10,went through can you please advise

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