RetailCoupons.com

credit.com Reviews

Visit website

We independently review everything we recommend. When you buy through our links, we may earn a commission. As an Amazon Associate we earn from qualifying purchases. Learn more ›

Don't have Amazon Prime? Students can get a free 6-Month Amazon Prime trial with free 2-day shipping, unlimited video streaming & more.

If you're not a student, there's also free 30-day trial of Prime.

Join 1,399+ users reviewing Credit.com. Read verified ratings and real customer experiences on credit.com before you order.

Related articles

1.5 / 5

Average user rating

1399

Total reviews

Why these reviews matter

We aggregate and refresh feedback continuously so you can gauge real customer experience and service quality for credit.com.

Score

1.5

out of 5

Bad

1.4K Reviews

5

66%

4

15%

3

7%

2

4%

1

8%

Brands may not incentivize or pay to hide reviews.

credit.com Reviews

Read real experiences from customers of credit.com.

Brands may not incentivize or pay to hide reviews.

Write a Review

Please sign in to leave a review for this product.

B

Bonnie DiCostanzo

February 24, 2025

Afraid of what they’re gonna do next

Unfortunately, I am very gullible. I am a widow age 61 and I’m trying to get out of trouble. I thought that I was doing the right thing by giving them my information after all my information was given. The company told me that they cannot process my application at this time. That means they have all my information and now I am really afraid that they’re gonna use my Social Security number to do something illegal. The only thing I could think of doing is to notify the federal trait commission and reporting them. I’m gonna stay on top of my credit reports to make sure that they don’t try to pull something on me.

C

Credit Glory

February 21, 2025

CRS Credit API Company set us up and…

CRS Credit API Company set us up and took money for money s and months when we started to question there staff about fake users they stated there management syste was on beta and we would not have access to delete users always then they started to bill us over $1000 a month for months and months without offering any way of deleting its fake users thats CRS is charging us for when I tried to get help regarding this CRS got very upset and kicked us out I lost 2 years of worm and now are app is stuck for almost 6 months loosing all are using because of CRS Credit On top of that they continue to charge us even after disconnecting us and are using LAWYERS to use scare tactics to HUSH US UP - THEY ARE VERY UNETHICAL AND DOING THINGS HIGHLY ILLEGAL THEY MAKE MILLIONS YEARLY AT THIS POINT I NEED EVEYONES HELP IF YOUR A VICTIM TO CRS CREDIT API POST YOUR REVIEWS DO BBB REPORTS AND RIP OFF REPORTS NON STOP. THEY ARE NON STOP TRYING TO SCARE US FROM TELLING THE TRUTH THEY TOOK THOUSANDS OF DOLLARS FROM US AND DISCONNECTED US AND NOW ARE NOT RETURNING OUR MONEY - ME AND MY WIFER JUST HAD A BABY CRS CREDIT API LITERALLY KICKED US OUT ONT HE STREET WITH OUR APP AND ARE CONCEPT THAT WAS WORKING AND LEFT US WITHOUT MONEY FOR EVEN FOOD FOR OUR BABY PLEASE HELP !!! EXPOSE CRS AND THERE STAFF .

R

Rossco

August 3, 2024

This is the worst credit company my…

This is the worst credit company my score is wrong even tho I have provided all the information and they still have not corrected my score rating for 3months...bloody rubbish and I have closed this account

J

Josip Milkovic

April 9, 2024

Garbage company

Garbage company. I made arrangements Yesterday for this upcoming Friday at a set amount . Today I get an email saying I owe 60 dollars more. Maria is a bully and mafia style extortion to get their money. Please I urge anyone to stay away from this crooked company.

R

Ramona

April 28, 2023

Refund My Money, Please!

I have tried three times to contact someone via email, but to no avail. The voice message states that we are to contact them, but when I used that, it came back as non delivery for mail system, so I tried the other one credit.com, and I have not heard from any one. I have not given anyone permission to debit my account for $24.99. Honestly, I don't even know who this is. I've email and left my contact number, asking someone to call, text or email me concerning this matter and I have heard absolutely nothing. I just want them to refund me my $24.99 back.

J

John Dixon

April 18, 2023

My wife and I was charged 3 times on…

My wife and I was charged 3 times on the same day as our 7 day free trial. We cancelled immediately, then tried to remove our cards from their system, but it wouldn't let us. Now after reading numerous posts about Credit.com charging people over and over after cancellation is getting us worried. I hate filing fraud disputes and closing a card out, but it looks like this is the route we have to take. Shame on this company! It's probably ran by Indian scammers like every other tech company out there now. America is going to hell.

L

Lauren

February 14, 2023

A scamming company

A scamming, horrible company. I was going to report them to the BBB but they aren’t registered. Red flag #1. After receiving multiple weird error messages I contacted chat support because they don’t have a phone number. Red flag #2. After 30 minutes of multiple excuses from the representative, I gave up. I am now getting multiple spam emails from various sources. I would sue them for breach of privacy.

J

JB

October 8, 2022

Do not use this scam of a company

Do not use this scam of a company. Unlike Experian Boost, this company will not count the entire history of your utilities that you add. Experian Boost serves really well to boost your credit because it is adding accounts that have years of good history. When using this scam company, it will appear to your credit as if you opened brand new accounts and damage your credit. Instead of boosting it, my credit immediately dropped by 20 points. More importantly, they do not initially report it to the credit bureaus as utility bills which is also damaging. These are all vile lies. They do this in an attempt to force you to stay with them. I asked them to completely remove the accounts from my report and they would not. I reported them to the bureau as inaccurate information and they said it was fine. The account types did get changed which mostly fixed the damage, but it still showed that I immediately opened and then closed 2 accounts. I did not want to spend the time or money pursuing legal actions for false information. It fixed itself after so many months. final thoughts, STAY AWAY. Stick with Experian boost (which is free). This scam company is only after your money.

J

Jessica Thomas

April 7, 2022

Beware!

Beware!! I would go Credit Karma, or Credit Sesame instead!! VERY hard to reach anyone there because they don't offer phone support, of ANY kind. Also, if you forget to cancel your free trial, they will charge you, and NOT give you a refund, even if it's only a few hours after they charge you. I've forgotten to cancel with other, more reputable companies before, explained the situation, and always got a refund. My mistake totally, yes, but, if you MAY forget to cancel, don't do it!!

T

Tony

March 25, 2022

Is there a data breach?

There site has been down for 5 days. Can't log in or contact anyone. Site shows down "for maintenance". I pay for this service and it's the first time I have ever had any site down for 5 days. Could this have been a data breach and they are not telling anyone. These third party financial sites are not a good idea as I am finding out. Instead of my information being in one place it's at 2,3 maybe 4 places. It increases your chances of being hacked, information stolen and yes loss of funds. Credit.com is not saying anything. Was there a data breach? Is my information secure? Am I going to be hacked?

© 2026 RetailCoupons.com. All rights reserved. Time Zone: Pacific Time (US & Canada).